Call reports 2001
COMMUNITY FIRST BANK & TRUST — 2001
What COMMUNITY FIRST BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 785,323,000 | 769,060,000 | 740,994,000 | 758,466,000 |
| Total loans | 631,207,000 | 611,563,000 | 587,432,000 | 594,854,000 |
| Allowance for loan losses | 8,958,000 | 7,879,000 | 8,103,000 | 10,131,000 |
| Securities available for sale | 55,504,000 | 55,940,000 | 62,598,000 | 76,043,000 |
| Securities held to maturity | 893,000 | 872,000 | 774,000 | 597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 663,502,000 | 647,008,000 | 644,910,000 | 662,479,000 |
| Interest-bearing deposits | 594,042,000 | 579,973,000 | 570,266,000 | 580,466,000 |
| Noninterest-bearing deposits | 69,460,000 | 67,035,000 | 74,644,000 | 82,013,000 |
| Equity capital | 77,016,000 | 76,193,000 | 72,212,000 | 71,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 15,791,000 | 31,233,000 | 45,425,000 | 58,684,000 |
| Interest expense | 7,788,000 | 15,290,000 | 21,883,000 | 27,235,000 |
| Net interest income | 8,003,000 | 15,943,000 | 23,542,000 | 31,449,000 |
| Noninterest income | 1,669,000 | 3,562,000 | 5,587,000 | 7,346,000 |
| Noninterest expense | 5,620,000 | 11,192,000 | 17,143,000 | 23,372,000 |
| Provision for loan losses | 2,588,000 | 5,407,000 | 8,811,000 | 12,651,000 |
| Pretax income | 1,464,000 | 2,925,000 | 3,194,000 | 2,791,000 |
| Income tax | 510,000 | 1,084,000 | 1,164,000 | 1,050,000 |
| Net income | 954,000 | 1,841,000 | 2,030,000 | 1,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,904,000 | 57,437,000 | 58,826,000 | 55,018,000 |
| Total capital | 69,362,000 | 67,436,000 | 68,545,000 | 64,627,000 |
| Risk-weighted assets | 595,919,000 | 598,710,000 | 576,658,000 | 563,441,000 |