Call reports 2025
FIRST NATIONAL BANK OF OKLAHOMA — 2025
What FIRST NATIONAL BANK OF OKLAHOMA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 869,973,000 | 873,372,000 | 895,986,000 | 912,461,000 |
| Total loans | 697,522,000 | 706,459,000 | 714,517,000 | 722,141,000 |
| Allowance for loan losses | 8,463,000 | 9,287,000 | 9,419,000 | 9,539,000 |
| Securities available for sale | 52,126,000 | 52,498,000 | 56,971,000 | 60,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 756,784,000 | 765,569,000 | 781,134,000 | 791,964,000 |
| Interest-bearing deposits | 616,254,000 | 629,544,000 | 639,210,000 | 647,948,000 |
| Noninterest-bearing deposits | 140,530,000 | 136,025,000 | 141,924,000 | 144,016,000 |
| Equity capital | 84,832,000 | 83,600,000 | 89,545,000 | 91,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,788,000 | 28,540,000 | 43,860,000 | 58,940,000 |
| Interest expense | 5,529,000 | 11,262,000 | 17,127,000 | 22,763,000 |
| Net interest income | 8,259,000 | 17,278,000 | 26,733,000 | 36,177,000 |
| Noninterest income | 432,000 | 1,530,000 | 2,500,000 | 3,302,000 |
| Noninterest expense | 4,130,000 | 8,658,000 | 13,400,000 | 18,729,000 |
| Provision for loan losses | 280,000 | 1,083,000 | 1,540,000 | 1,868,000 |
| Pretax income | 4,281,000 | 9,067,000 | 14,293,000 | 18,717,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,281,000 | 9,067,000 | 14,293,000 | 18,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,140,000 | 86,823,000 | 91,874,000 | 93,576,000 |
| Total capital | 96,560,000 | 95,358,000 | 100,522,000 | 102,483,000 |
| Risk-weighted assets | 673,451,000 | 681,870,000 | 690,923,000 | 711,827,000 |