Call reports 2020
FIRST NATIONAL BANK OF OKLAHOMA — 2020
What FIRST NATIONAL BANK OF OKLAHOMA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 579,737,000 | 648,316,000 | 618,029,000 | 616,777,000 |
| Total loans | 458,622,000 | 481,584,000 | 478,930,000 | 468,123,000 |
| Allowance for loan losses | 4,916,000 | 5,348,000 | 5,738,000 | 5,879,000 |
| Securities available for sale | 26,527,000 | 25,785,000 | 24,808,000 | 28,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,034,000 | 570,385,000 | 546,323,000 | 543,833,000 |
| Interest-bearing deposits | 414,366,000 | 455,342,000 | 431,869,000 | 421,353,000 |
| Noninterest-bearing deposits | 90,668,000 | 115,044,000 | 114,454,000 | 122,480,000 |
| Equity capital | 50,034,000 | 53,431,000 | 53,868,000 | 56,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,962,000 | 13,828,000 | 21,033,000 | 28,299,000 |
| Interest expense | 1,903,000 | 3,363,000 | 4,492,000 | 5,386,000 |
| Net interest income | 5,059,000 | 10,465,000 | 16,541,000 | 22,913,000 |
| Noninterest income | 392,000 | 704,000 | 1,073,000 | 1,417,000 |
| Noninterest expense | 3,016,000 | 5,940,000 | 8,945,000 | 12,226,000 |
| Provision for loan losses | 515,000 | 955,000 | 1,345,000 | 1,486,000 |
| Pretax income | 1,920,000 | 4,336,000 | 7,386,000 | 10,680,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,920,000 | 4,336,000 | 7,386,000 | 10,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,402,000 | 52,599,000 | 52,979,000 | 56,012,000 |
| Total capital | 55,318,000 | 57,947,000 | 58,009,000 | 61,543,000 |
| Risk-weighted assets | 459,003,000 | 441,658,000 | 401,744,000 | 442,100,000 |