Call reports 2016
FIRST NATIONAL BANK OF OKLAHOMA — 2016
What FIRST NATIONAL BANK OF OKLAHOMA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 377,041,000 | 374,099,000 | 383,873,000 | 398,672,000 |
| Total loans | 298,055,000 | 300,756,000 | 303,517,000 | 322,686,000 |
| Allowance for loan losses | 3,193,000 | 3,292,000 | 3,482,000 | 3,311,000 |
| Securities available for sale | 17,641,000 | 18,202,000 | 19,311,000 | 18,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,239,000 | 322,157,000 | 331,218,000 | 344,588,000 |
| Interest-bearing deposits | 258,702,000 | 261,187,000 | 270,491,000 | 274,032,000 |
| Noninterest-bearing deposits | 63,536,000 | 60,970,000 | 60,728,000 | 70,557,000 |
| Equity capital | 34,358,000 | 33,091,000 | 34,497,000 | 35,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,082,000 | 8,226,000 | 12,379,000 | 16,793,000 |
| Interest expense | 472,000 | 977,000 | 1,509,000 | 2,043,000 |
| Net interest income | 3,610,000 | 7,249,000 | 10,870,000 | 14,750,000 |
| Noninterest income | 330,000 | 677,000 | 1,049,000 | 1,372,000 |
| Noninterest expense | 2,239,000 | 4,532,000 | 6,814,000 | 9,171,000 |
| Provision for loan losses | 93,000 | 186,000 | 379,000 | 811,000 |
| Pretax income | 1,608,000 | 3,208,000 | 4,726,000 | 6,152,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,608,000 | 3,208,000 | 4,726,000 | 6,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,072,000 | 32,763,000 | 34,219,000 | 35,520,000 |
| Total capital | 37,265,000 | 36,055,000 | 37,701,000 | 38,831,000 |
| Risk-weighted assets | 314,596,000 | 315,156,000 | 323,224,000 | 318,215,000 |