Call reports 2014
FIRST NATIONAL BANK OF OKLAHOMA — 2014
What FIRST NATIONAL BANK OF OKLAHOMA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 294,411,000 | 306,544,000 | 323,096,000 | 326,575,000 |
| Total loans | 230,344,000 | 232,856,000 | 235,361,000 | 249,498,000 |
| Allowance for loan losses | 2,375,000 | 2,476,000 | 2,622,000 | 2,650,000 |
| Securities available for sale | 14,741,000 | 14,309,000 | 14,645,000 | 14,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,432,000 | 264,382,000 | 280,532,000 | 285,244,000 |
| Interest-bearing deposits | 205,956,000 | 208,155,000 | 222,736,000 | 227,150,000 |
| Noninterest-bearing deposits | 48,476,000 | 56,227,000 | 57,796,000 | 58,095,000 |
| Equity capital | 28,204,000 | 27,143,000 | 28,318,000 | 29,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,225,000 | 6,588,000 | 9,990,000 | 13,505,000 |
| Interest expense | 331,000 | 678,000 | 1,049,000 | 1,454,000 |
| Net interest income | 2,894,000 | 5,910,000 | 8,941,000 | 12,051,000 |
| Noninterest income | 265,000 | 556,000 | 822,000 | 1,109,000 |
| Noninterest expense | 1,861,000 | 3,743,000 | 5,732,000 | 7,675,000 |
| Provision for loan losses | 111,000 | 222,000 | 323,000 | 479,000 |
| Pretax income | 1,187,000 | 2,501,000 | 3,708,000 | 5,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,187,000 | 2,501,000 | 3,708,000 | 5,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,074,000 | 26,927,000 | 28,074,000 | 29,312,000 |
| Total capital | 30,449,000 | 29,403,000 | 30,696,000 | 31,962,000 |
| Risk-weighted assets | 241,429,000 | 243,329,000 | 245,201,000 | 259,710,000 |