Call reports 2010
FIRST NATIONAL BANK OF OKLAHOMA — 2010
What FIRST NATIONAL BANK OF OKLAHOMA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 212,721,000 | 235,711,000 | 250,108,000 | 242,394,000 |
| Total loans | 159,306,000 | 166,852,000 | 170,120,000 | 171,722,000 |
| Allowance for loan losses | 1,733,000 | 1,785,000 | 1,909,000 | 1,974,000 |
| Securities available for sale | 20,007,000 | 20,051,000 | 20,121,000 | 19,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,231,000 | 204,919,000 | 217,268,000 | 210,889,000 |
| Interest-bearing deposits | 157,389,000 | 177,742,000 | 186,998,000 | 179,641,000 |
| Noninterest-bearing deposits | 25,842,000 | 27,177,000 | 30,270,000 | 31,249,000 |
| Equity capital | 18,628,000 | 18,351,000 | 19,202,000 | 19,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,746,000 | 5,688,000 | 8,725,000 | 11,810,000 |
| Interest expense | 678,000 | 1,357,000 | 2,074,000 | 2,732,000 |
| Net interest income | 2,068,000 | 4,331,000 | 6,651,000 | 9,078,000 |
| Noninterest income | 221,000 | 418,000 | 620,000 | 784,000 |
| Noninterest expense | 1,397,000 | 2,898,000 | 4,411,000 | 6,086,000 |
| Provision for loan losses | 117,000 | 216,000 | 359,000 | 431,000 |
| Pretax income | 775,000 | 1,635,000 | 2,705,000 | 3,648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 775,000 | 1,635,000 | 2,705,000 | 3,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,821,000 | 17,446,000 | 18,481,000 | 19,391,000 |
| Total capital | 19,554,000 | 19,231,000 | 20,390,000 | 21,365,000 |
| Risk-weighted assets | 166,989,000 | 176,567,000 | 182,812,000 | 188,624,000 |