Call reports 2009
FIRST NATIONAL BANK OF OKLAHOMA — 2009
What FIRST NATIONAL BANK OF OKLAHOMA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 192,891,000 | 198,266,000 | 208,270,000 | 215,822,000 |
| Total loans | 139,131,000 | 138,732,000 | 147,457,000 | 154,097,000 |
| Allowance for loan losses | 1,432,000 | 1,539,000 | 1,623,000 | 1,641,000 |
| Securities available for sale | 20,399,000 | 19,837,000 | 20,721,000 | 21,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,179,000 | 171,874,000 | 181,000,000 | 188,174,000 |
| Interest-bearing deposits | 140,536,000 | 148,793,000 | 153,947,000 | 159,554,000 |
| Noninterest-bearing deposits | 25,643,000 | 23,082,000 | 27,053,000 | 28,620,000 |
| Equity capital | 16,575,000 | 16,171,000 | 17,123,000 | 17,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,514,000 | 5,152,000 | 7,858,000 | 10,666,000 |
| Interest expense | 836,000 | 1,632,000 | 2,409,000 | 3,153,000 |
| Net interest income | 1,678,000 | 3,520,000 | 5,449,000 | 7,513,000 |
| Noninterest income | 191,000 | 580,000 | 789,000 | 978,000 |
| Noninterest expense | 1,324,000 | 2,753,000 | 4,139,000 | 5,554,000 |
| Provision for loan losses | 77,000 | 188,000 | 290,000 | 378,000 |
| Pretax income | 497,000 | 1,188,000 | 1,838,000 | 2,588,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 497,000 | 1,188,000 | 1,838,000 | 2,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,967,000 | 15,749,000 | 16,364,000 | 17,079,000 |
| Total capital | 17,399,000 | 17,288,000 | 17,987,000 | 18,720,000 |
| Risk-weighted assets | 146,117,000 | 148,274,000 | 155,423,000 | 163,474,000 |