Call reports 2008
FIRST NATIONAL BANK OF OKLAHOMA — 2008
What FIRST NATIONAL BANK OF OKLAHOMA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 152,587,000 | 159,043,000 | 170,173,000 | 176,463,000 |
| Total loans | 112,558,000 | 121,191,000 | 131,683,000 | 134,903,000 |
| Allowance for loan losses | 1,098,000 | 1,167,000 | 1,218,000 | 1,356,000 |
| Securities available for sale | 17,177,000 | 16,354,000 | 18,470,000 | 19,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,970,000 | 136,206,000 | 146,417,000 | 150,461,000 |
| Interest-bearing deposits | 99,787,000 | 116,028,000 | 128,439,000 | 120,998,000 |
| Noninterest-bearing deposits | 29,183,000 | 20,178,000 | 17,978,000 | 29,463,000 |
| Equity capital | 13,627,000 | 12,901,000 | 13,749,000 | 16,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,498,000 | 4,970,000 | 7,569,000 | 10,174,000 |
| Interest expense | 1,064,000 | 2,004,000 | 2,925,000 | 3,803,000 |
| Net interest income | 1,434,000 | 2,966,000 | 4,644,000 | 6,371,000 |
| Noninterest income | 198,000 | 438,000 | 583,000 | 785,000 |
| Noninterest expense | 1,082,000 | 2,234,000 | 3,497,000 | 4,777,000 |
| Provision for loan losses | 68,000 | 135,000 | 203,000 | 370,000 |
| Pretax income | 482,000 | 1,037,000 | 1,529,000 | 2,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 482,000 | 1,037,000 | 1,529,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,353,000 | 13,097,000 | 13,556,000 | 15,504,000 |
| Total capital | 14,451,000 | 14,264,000 | 14,774,000 | 16,860,000 |
| Risk-weighted assets | 119,873,000 | 122,837,000 | 140,528,000 | 134,361,000 |