Call reports 2007
FIRST NATIONAL BANK OF OKLAHOMA — 2007
What FIRST NATIONAL BANK OF OKLAHOMA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 123,332,000 | 133,742,000 | 142,065,000 | 147,273,000 |
| Total loans | 90,245,000 | 91,368,000 | 99,328,000 | 107,584,000 |
| Allowance for loan losses | 806,000 | 835,000 | 874,000 | 1,031,000 |
| Securities available for sale | 15,858,000 | 16,493,000 | 16,695,000 | 16,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,998,000 | 117,250,000 | 121,774,000 | 126,507,000 |
| Interest-bearing deposits | 90,059,000 | 101,467,000 | 103,408,000 | 104,654,000 |
| Noninterest-bearing deposits | 15,939,000 | 15,783,000 | 18,366,000 | 21,853,000 |
| Equity capital | 11,979,000 | 11,621,000 | 12,331,000 | 12,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,062,000 | 4,378,000 | 6,870,000 | 9,392,000 |
| Interest expense | 956,000 | 2,087,000 | 3,272,000 | 4,393,000 |
| Net interest income | 1,106,000 | 2,291,000 | 3,598,000 | 4,999,000 |
| Noninterest income | 166,000 | 366,000 | 550,000 | 732,000 |
| Noninterest expense | 947,000 | 1,866,000 | 2,870,000 | 3,931,000 |
| Provision for loan losses | 35,000 | 90,000 | 134,000 | 285,000 |
| Pretax income | 290,000 | 701,000 | 1,144,000 | 1,515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 290,000 | 701,000 | 1,144,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,183,000 | 12,159,000 | 12,567,000 | 12,905,000 |
| Total capital | 12,989,000 | 12,994,000 | 13,441,000 | 13,936,000 |
| Risk-weighted assets | 96,760,000 | 101,649,000 | 101,551,000 | 113,874,000 |