Call reports 2006
FIRST NATIONAL BANK OF OKLAHOMA — 2006
What FIRST NATIONAL BANK OF OKLAHOMA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 105,099,000 | 104,988,000 | 109,321,000 | 112,913,000 |
| Total loans | 75,126,000 | 80,135,000 | 85,389,000 | 87,971,000 |
| Allowance for loan losses | 677,000 | 733,000 | 677,000 | 758,000 |
| Securities available for sale | 13,697,000 | 13,328,000 | 14,119,000 | 14,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,727,000 | 89,825,000 | 94,713,000 | 94,954,000 |
| Interest-bearing deposits | 76,409,000 | 78,394,000 | 80,118,000 | 79,064,000 |
| Noninterest-bearing deposits | 13,318,000 | 11,431,000 | 14,595,000 | 15,890,000 |
| Equity capital | 8,081,000 | 7,872,000 | 8,283,000 | 11,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,391,000 | 5,298,000 | 7,277,000 |
| Interest expense | 697,000 | 1,490,000 | 2,376,000 | 3,291,000 |
| Net interest income | 935,000 | 1,901,000 | 2,922,000 | 3,986,000 |
| Noninterest income | 122,000 | 294,000 | 442,000 | 594,000 |
| Noninterest expense | 808,000 | 1,631,000 | 2,493,000 | 3,412,000 |
| Provision for loan losses | 58,000 | 117,000 | 195,000 | 243,000 |
| Pretax income | 191,000 | 447,000 | 676,000 | 925,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 191,000 | 447,000 | 676,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,381,000 | 8,387,000 | 8,616,000 | 11,927,000 |
| Total capital | 9,058,000 | 9,120,000 | 9,293,000 | 12,685,000 |
| Risk-weighted assets | 81,080,000 | 85,401,000 | 90,656,000 | 93,367,000 |