Call reports 2005
FIRST NATIONAL BANK OF OKLAHOMA — 2005
What FIRST NATIONAL BANK OF OKLAHOMA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 86,403,000 | 90,756,000 | 95,766,000 | 105,888,000 |
| Total loans | 59,465,000 | 63,481,000 | 70,191,000 | 71,772,000 |
| Allowance for loan losses | 574,000 | 599,000 | 619,000 | 632,000 |
| Securities available for sale | 14,953,000 | 14,511,000 | 14,042,000 | 13,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,567,000 | 77,282,000 | 84,630,000 | 91,763,000 |
| Interest-bearing deposits | 65,817,000 | 65,299,000 | 73,656,000 | 79,716,000 |
| Noninterest-bearing deposits | 10,750,000 | 11,983,000 | 10,974,000 | 12,047,000 |
| Equity capital | 5,647,000 | 7,785,000 | 7,871,000 | 7,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,178,000 | 2,493,000 | 3,877,000 | 5,418,000 |
| Interest expense | 339,000 | 736,000 | 1,237,000 | 1,866,000 |
| Net interest income | 839,000 | 1,757,000 | 2,640,000 | 3,552,000 |
| Noninterest income | 89,000 | 204,000 | 307,000 | 421,000 |
| Noninterest expense | 738,000 | 1,514,000 | 2,275,000 | 3,057,000 |
| Provision for loan losses | 53,000 | 126,000 | 179,000 | 244,000 |
| Pretax income | 137,000 | 321,000 | 498,000 | 677,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 321,000 | 498,000 | 677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,824,000 | 7,833,000 | 8,011,000 | 8,190,000 |
| Total capital | 6,398,000 | 8,432,000 | 8,630,000 | 8,822,000 |
| Risk-weighted assets | 63,246,000 | 68,651,000 | 73,309,000 | 77,100,000 |