Call reports 2004
FIRST NATIONAL BANK OF OKLAHOMA — 2004
What FIRST NATIONAL BANK OF OKLAHOMA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 66,682,000 | 70,160,000 | 75,421,000 | 86,304,000 |
| Total loans | 42,912,000 | 46,060,000 | 51,089,000 | 56,311,000 |
| Allowance for loan losses | 466,000 | 466,000 | 518,000 | 573,000 |
| Securities available for sale | 17,774,000 | 15,803,000 | 15,839,000 | 15,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,376,000 | 59,272,000 | 65,579,000 | 74,465,000 |
| Interest-bearing deposits | 47,621,000 | 49,905,000 | 52,629,000 | 56,770,000 |
| Noninterest-bearing deposits | 7,755,000 | 9,367,000 | 12,950,000 | 17,695,000 |
| Equity capital | 5,670,000 | 5,269,000 | 5,689,000 | 5,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,815,000 | 2,747,000 | 3,839,000 |
| Interest expense | 230,000 | 459,000 | 706,000 | 977,000 |
| Net interest income | 682,000 | 1,356,000 | 2,041,000 | 2,862,000 |
| Noninterest income | 109,000 | 218,000 | 298,000 | 392,000 |
| Noninterest expense | 597,000 | 1,216,000 | 1,854,000 | 2,575,000 |
| Provision for loan losses | 53,000 | 100,000 | 173,000 | 235,000 |
| Pretax income | 160,000 | 277,000 | 331,000 | 468,000 |
| Income tax | 54,000 | 54,000 | 54,000 | 54,000 |
| Net income | 106,000 | 223,000 | 277,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,369,000 | 5,496,000 | 5,550,000 | 5,687,000 |
| Total capital | 5,835,000 | 5,962,000 | 6,068,000 | 6,260,000 |
| Risk-weighted assets | 46,149,000 | 49,110,000 | 53,213,000 | 60,138,000 |