Call reports 2003
FIRST NATIONAL BANK OF OKLAHOMA — 2003
What FIRST NATIONAL BANK OF OKLAHOMA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 58,838,000 | 62,992,000 | 63,778,000 | 64,620,000 |
| Total loans | 32,906,000 | 36,159,000 | 39,612,000 | 41,516,000 |
| Allowance for loan losses | 432,000 | 457,000 | 432,000 | 448,000 |
| Securities available for sale | 19,850,000 | 19,167,000 | 17,484,000 | 17,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,231,000 | 51,897,000 | 52,728,000 | 53,581,000 |
| Interest-bearing deposits | 43,307,000 | 44,541,000 | 45,139,000 | 46,009,000 |
| Noninterest-bearing deposits | 6,924,000 | 7,356,000 | 7,589,000 | 7,572,000 |
| Equity capital | 5,445,000 | 5,445,000 | 5,422,000 | 5,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,606,000 | 2,420,000 | 3,288,000 |
| Interest expense | 245,000 | 481,000 | 723,000 | 960,000 |
| Net interest income | 553,000 | 1,125,000 | 1,697,000 | 2,328,000 |
| Noninterest income | 95,000 | 205,000 | 312,000 | 456,000 |
| Noninterest expense | 507,000 | 1,031,000 | 1,588,000 | 2,214,000 |
| Provision for loan losses | 8,000 | 36,000 | 96,000 | 156,000 |
| Pretax income | 133,000 | 263,000 | 325,000 | 428,000 |
| Income tax | 0 | 0 | 0 | 158,000 |
| Net income | 133,000 | 263,000 | 325,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,192,000 | 5,222,000 | 5,294,000 | 5,263,000 |
| Total capital | 5,624,000 | 5,679,000 | 5,726,000 | 5,711,000 |
| Risk-weighted assets | 37,951,000 | 40,725,000 | 41,807,000 | 44,338,000 |