Call reports 2002
FIRST NATIONAL BANK OF OKLAHOMA — 2002
What FIRST NATIONAL BANK OF OKLAHOMA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,043,000 | 53,748,000 | 55,725,000 | 57,661,000 |
| Total loans | 31,197,000 | 29,045,000 | 28,953,000 | 30,595,000 |
| Allowance for loan losses | 639,000 | 472,000 | 363,000 | 450,000 |
| Securities available for sale | 18,769,000 | 21,092,000 | 20,474,000 | 21,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,668,000 | 48,402,000 | 50,024,000 | 49,094,000 |
| Interest-bearing deposits | 42,406,000 | 40,549,000 | 42,671,000 | 42,024,000 |
| Noninterest-bearing deposits | 6,262,000 | 7,854,000 | 7,353,000 | 7,070,000 |
| Equity capital | 4,757,000 | 4,975,000 | 5,269,000 | 5,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 995,000 | 1,820,000 | 2,652,000 | 3,474,000 |
| Interest expense | 375,000 | 689,000 | 964,000 | 1,217,000 |
| Net interest income | 620,000 | 1,131,000 | 1,688,000 | 2,257,000 |
| Noninterest income | 129,000 | 228,000 | 333,000 | 443,000 |
| Noninterest expense | 528,000 | 1,046,000 | 1,596,000 | 2,682,000 |
| Provision for loan losses | 281,000 | 305,000 | 195,000 | 310,000 |
| Pretax income | -60,000 | 23,000 | 247,000 | -194,000 |
| Income tax | 0 | 0 | 93,000 | 41,000 |
| Net income | -60,000 | 23,000 | 154,000 | -235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,727,000 | 4,801,000 | 4,931,000 | 5,059,000 |
| Total capital | 5,131,000 | 5,191,000 | 5,294,000 | 5,509,000 |
| Risk-weighted assets | 32,152,000 | 31,084,000 | 34,568,000 | 36,546,000 |