Call reports 2013
NORTH CASCADES NATIONAL BANK — 2013
What NORTH CASCADES NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 336,757,000 | 329,949,000 |
| Total loans | 209,690,000 | 212,425,000 |
| Allowance for loan losses | 3,232,000 | 3,351,000 |
| Securities available for sale | 56,616,000 | 52,276,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 289,893,000 | 288,245,000 |
| Interest-bearing deposits | 221,645,000 | 219,311,000 |
| Noninterest-bearing deposits | 68,248,000 | 68,934,000 |
| Equity capital | 41,565,000 | 36,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 3,161,000 | 6,322,000 |
| Interest expense | 190,000 | 366,000 |
| Net interest income | 2,971,000 | 5,956,000 |
| Noninterest income | 355,000 | 808,000 |
| Noninterest expense | 2,661,000 | 5,065,000 |
| Provision for loan losses | 82,000 | 137,000 |
| Pretax income | 583,000 | 1,562,000 |
| Income tax | 156,000 | 446,000 |
| Net income | 427,000 | 1,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 36,062,000 | 31,904,000 |
| Total capital | 38,894,000 | 34,755,000 |
| Risk-weighted assets | 226,110,000 | 227,559,000 |