Call reports 2012
NORTH CASCADES NATIONAL BANK — 2012
What NORTH CASCADES NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 327,357,000 | 332,781,000 | 347,085,000 | 346,034,000 |
| Total loans | 202,124,000 | 216,139,000 | 211,181,000 | 219,134,000 |
| Allowance for loan losses | 3,647,000 | 3,170,000 | 3,275,000 | 3,244,000 |
| Securities available for sale | 74,061,000 | 72,750,000 | 58,843,000 | 62,194,000 |
| Securities held to maturity | 2,073,000 | 1,990,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,179,000 | 281,242,000 | 300,963,000 | 299,910,000 |
| Interest-bearing deposits | 224,518,000 | 219,979,000 | 227,842,000 | 228,728,000 |
| Noninterest-bearing deposits | 58,660,000 | 61,263,000 | 73,121,000 | 71,182,000 |
| Equity capital | 39,202,000 | 39,891,000 | 40,737,000 | 41,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,504,000 | 6,886,000 | 10,309,000 | 13,608,000 |
| Interest expense | 347,000 | 649,000 | 917,000 | 1,145,000 |
| Net interest income | 3,157,000 | 6,237,000 | 9,392,000 | 12,463,000 |
| Noninterest income | 416,000 | 817,000 | 1,220,000 | 1,393,000 |
| Noninterest expense | 2,806,000 | 5,490,000 | 8,221,000 | 10,898,000 |
| Provision for loan losses | 195,000 | 195,000 | 210,000 | 215,000 |
| Pretax income | 1,011,000 | 1,830,000 | 2,799,000 | 3,361,000 |
| Income tax | 304,000 | 545,000 | 832,000 | 979,000 |
| Net income | 707,000 | 1,285,000 | 1,967,000 | 2,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,843,000 | 34,450,000 | 35,161,000 | 35,606,000 |
| Total capital | 36,649,000 | 37,384,000 | 37,994,000 | 38,587,000 |
| Risk-weighted assets | 223,622,000 | 234,452,000 | 226,178,000 | 238,215,000 |