Call reports 2011
NORTH CASCADES NATIONAL BANK — 2011
What NORTH CASCADES NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 327,533,000 | 338,047,000 | 343,136,000 | 328,694,000 |
| Total loans | 207,434,000 | 205,960,000 | 211,650,000 | 207,575,000 |
| Allowance for loan losses | 3,937,000 | 3,833,000 | 4,032,000 | 4,094,000 |
| Securities available for sale | 48,931,000 | 58,258,000 | 71,071,000 | 71,681,000 |
| Securities held to maturity | 2,761,000 | 2,648,000 | 2,445,000 | 2,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,101,000 | 295,115,000 | 300,707,000 | 285,785,000 |
| Interest-bearing deposits | 234,616,000 | 240,100,000 | 237,750,000 | 225,949,000 |
| Noninterest-bearing deposits | 51,485,000 | 55,015,000 | 62,957,000 | 59,836,000 |
| Equity capital | 35,127,000 | 36,205,000 | 37,210,000 | 38,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,808,000 | 7,608,000 | 11,430,000 | 15,128,000 |
| Interest expense | 700,000 | 1,309,000 | 1,851,000 | 2,238,000 |
| Net interest income | 3,108,000 | 6,299,000 | 9,579,000 | 12,890,000 |
| Noninterest income | 396,000 | 839,000 | 1,222,000 | 1,702,000 |
| Noninterest expense | 2,830,000 | 5,621,000 | 8,364,000 | 11,270,000 |
| Provision for loan losses | 60,000 | 260,000 | 415,000 | 440,000 |
| Pretax income | 611,000 | 2,199,000 | 3,222,000 | 4,067,000 |
| Income tax | 164,000 | 662,000 | 958,000 | 1,159,000 |
| Net income | 447,000 | 1,537,000 | 2,264,000 | 2,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,795,000 | 30,797,000 | 31,500,000 | 33,215,000 |
| Total capital | 32,613,000 | 33,556,000 | 34,379,000 | 36,052,000 |
| Risk-weighted assets | 224,298,000 | 219,600,000 | 229,116,000 | 225,676,000 |