Call reports 2010
NORTH CASCADES NATIONAL BANK — 2010
What NORTH CASCADES NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 310,893,000 | 309,703,000 | 320,690,000 | 325,765,000 |
| Total loans | 223,869,000 | 222,106,000 | 219,076,000 | 213,396,000 |
| Allowance for loan losses | 4,356,000 | 4,144,000 | 4,176,000 | 4,058,000 |
| Securities available for sale | 17,311,000 | 24,878,000 | 29,796,000 | 48,565,000 |
| Securities held to maturity | 4,007,000 | 3,758,000 | 3,195,000 | 2,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,305,000 | 263,065,000 | 273,307,000 | 279,221,000 |
| Interest-bearing deposits | 216,804,000 | 211,629,000 | 218,335,000 | 226,645,000 |
| Noninterest-bearing deposits | 47,501,000 | 51,436,000 | 54,972,000 | 52,576,000 |
| Equity capital | 34,312,000 | 34,912,000 | 35,518,000 | 34,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,883,000 | 7,788,000 | 11,751,000 | 15,567,000 |
| Interest expense | 846,000 | 1,646,000 | 2,413,000 | 3,137,000 |
| Net interest income | 3,037,000 | 6,142,000 | 9,338,000 | 12,430,000 |
| Noninterest income | 291,000 | 738,000 | 1,200,000 | 1,616,000 |
| Noninterest expense | 2,831,000 | 5,634,000 | 8,475,000 | 11,328,000 |
| Provision for loan losses | 180,000 | 316,000 | 316,000 | 1,841,000 |
| Pretax income | 232,000 | 845,000 | 1,602,000 | 908,000 |
| Income tax | 44,000 | 214,000 | 429,000 | 162,000 |
| Net income | 188,000 | 631,000 | 1,173,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,774,000 | 29,246,000 | 29,817,000 | 29,319,000 |
| Total capital | 31,740,000 | 32,186,000 | 32,705,000 | 32,181,000 |
| Risk-weighted assets | 235,928,000 | 233,975,000 | 229,848,000 | 227,711,000 |