Call reports 2006
NORTH CASCADES NATIONAL BANK — 2006
What NORTH CASCADES NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 215,524,000 | 221,024,000 | 231,595,000 | 230,975,000 |
| Total loans | 134,799,000 | 141,664,000 | 141,705,000 | 149,530,000 |
| Allowance for loan losses | 1,577,000 | 1,651,000 | 1,727,000 | 1,701,000 |
| Securities available for sale | 57,507,000 | 52,303,000 | 52,906,000 | 53,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,185,000 | 179,778,000 | 197,918,000 | 197,387,000 |
| Interest-bearing deposits | 126,463,000 | 139,629,000 | 157,247,000 | 156,528,000 |
| Noninterest-bearing deposits | 35,722,000 | 40,148,000 | 40,671,000 | 40,859,000 |
| Equity capital | 22,066,000 | 22,415,000 | 23,496,000 | 24,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,151,000 | 6,484,000 | 9,991,000 | 13,674,000 |
| Interest expense | 983,000 | 2,046,000 | 3,175,000 | 4,394,000 |
| Net interest income | 2,168,000 | 4,438,000 | 6,816,000 | 9,280,000 |
| Noninterest income | 420,000 | 977,000 | 1,761,000 | 2,202,000 |
| Noninterest expense | 1,844,000 | 3,799,000 | 5,806,000 | 7,999,000 |
| Provision for loan losses | 75,000 | 134,000 | 209,000 | 185,000 |
| Pretax income | 692,000 | 1,505,000 | 2,585,000 | 3,321,000 |
| Income tax | 164,000 | 372,000 | 689,000 | 877,000 |
| Net income | 528,000 | 1,133,000 | 1,896,000 | 2,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,769,000 | 21,378,000 | 22,161,000 | 22,709,000 |
| Total capital | 22,547,000 | 23,191,000 | 23,967,000 | 24,645,000 |
| Risk-weighted assets | 161,062,000 | 170,242,000 | 173,929,000 | 179,481,000 |