Call reports 2002
NORTH CASCADES NATIONAL BANK — 2002
What NORTH CASCADES NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 208,630,000 | 208,024,000 | 209,116,000 | 203,142,000 |
| Total loans | 89,004,000 | 87,232,000 | 84,659,000 | 82,397,000 |
| Allowance for loan losses | 2,304,000 | 2,427,000 | 2,276,000 | 2,229,000 |
| Securities available for sale | 84,861,000 | 72,691,000 | 79,109,000 | 91,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,539,000 | 154,688,000 | 153,833,000 | 149,834,000 |
| Interest-bearing deposits | 131,574,000 | 130,184,000 | 130,185,000 | 127,187,000 |
| Noninterest-bearing deposits | 22,965,000 | 24,504,000 | 23,649,000 | 22,647,000 |
| Equity capital | 17,146,000 | 17,471,000 | 17,529,000 | 17,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,833,000 | 5,589,000 | 8,236,000 | 10,664,000 |
| Interest expense | 1,143,000 | 2,282,000 | 3,382,000 | 4,372,000 |
| Net interest income | 1,690,000 | 3,307,000 | 4,854,000 | 6,292,000 |
| Noninterest income | 674,000 | 1,352,000 | 1,776,000 | 2,551,000 |
| Noninterest expense | 1,703,000 | 3,535,000 | 5,487,000 | 7,305,000 |
| Provision for loan losses | 374,000 | 554,000 | 553,000 | 553,000 |
| Pretax income | 389,000 | 856,000 | 1,042,000 | 1,459,000 |
| Income tax | 97,000 | 247,000 | 281,000 | 385,000 |
| Net income | 292,000 | 609,000 | 761,000 | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,614,000 | 15,478,000 | 15,680,000 | 15,415,000 |
| Total capital | 17,346,000 | 17,070,000 | 17,210,000 | 16,962,000 |
| Risk-weighted assets | 133,752,000 | 126,561,000 | 121,648,000 | 122,654,000 |