Call reports 2001
NORTH CASCADES NATIONAL BANK — 2001
What NORTH CASCADES NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 216,071,000 | 239,619,000 | 215,638,000 | 204,253,000 |
| Total loans | 89,170,000 | 92,190,000 | 87,967,000 | 90,335,000 |
| Allowance for loan losses | 752,000 | 820,000 | 938,000 | 1,950,000 |
| Securities available for sale | 103,776,000 | 126,137,000 | 93,787,000 | 92,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,293,000 | 146,120,000 | 156,590,000 | 151,164,000 |
| Interest-bearing deposits | 111,015,000 | 116,880,000 | 130,290,000 | 125,516,000 |
| Noninterest-bearing deposits | 28,278,000 | 29,240,000 | 26,299,000 | 25,648,000 |
| Equity capital | 14,822,000 | 15,855,000 | 17,354,000 | 17,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,241,000 | 7,328,000 | 11,096,000 | 14,184,000 |
| Interest expense | 1,458,000 | 3,566,000 | 5,209,000 | 6,539,000 |
| Net interest income | 1,783,000 | 3,762,000 | 5,887,000 | 7,645,000 |
| Noninterest income | 503,000 | 1,100,000 | 1,471,000 | 2,274,000 |
| Noninterest expense | 1,570,000 | 3,146,000 | 4,736,000 | 6,356,000 |
| Provision for loan losses | 75,000 | 255,000 | 435,000 | 1,697,000 |
| Pretax income | 930,000 | 2,086,000 | 2,813,000 | 2,879,000 |
| Income tax | 296,000 | 661,000 | 880,000 | 560,000 |
| Net income | 634,000 | 1,425,000 | 1,933,000 | 2,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,578,000 | 14,075,000 | 14,675,000 | 15,180,000 |
| Total capital | 13,391,000 | 14,895,000 | 15,613,000 | 16,916,000 |
| Risk-weighted assets | 128,758,000 | 139,374,000 | 136,279,000 | 138,706,000 |