Call reports 2026
FIRST STATE BANK OF ROSEMOUNT, THE — 2026
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 155,433,000 | 146,091,000 |
| Total loans | 104,982,000 | 102,821,000 |
| Allowance for loan losses | 1,114,000 | 1,192,000 |
| Securities available for sale | 27,013,000 | 27,090,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 148,348,000 | 138,445,000 |
| Interest-bearing deposits | 121,399,000 | 111,993,000 |
| Noninterest-bearing deposits | 26,949,000 | 26,452,000 |
| Equity capital | 6,419,000 | 6,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,972,000 | 3,956,000 |
| Interest expense | 845,000 | 1,692,000 |
| Net interest income | 1,127,000 | 2,264,000 |
| Noninterest income | 54,000 | 228,000 |
| Noninterest expense | 1,074,000 | 2,058,000 |
| Provision for loan losses | 50,000 | 150,000 |
| Pretax income | 57,000 | 284,000 |
| Income tax | 12,000 | 34,000 |
| Net income | 45,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,349,000 | 9,554,000 |
| Total capital | 10,492,000 | 10,775,000 |
| Risk-weighted assets | 103,557,000 | 98,949,000 |