Call reports 2025
FIRST STATE BANK OF ROSEMOUNT, THE — 2025
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 142,024,000 | 144,421,000 | 151,401,000 | 151,579,000 |
| Total loans | 100,063,000 | 103,014,000 | 105,804,000 | 108,335,000 |
| Allowance for loan losses | 779,000 | 854,000 | 924,000 | 1,112,000 |
| Securities available for sale | 27,238,000 | 27,301,000 | 27,550,000 | 27,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,742,000 | 134,586,000 | 144,117,000 | 144,075,000 |
| Interest-bearing deposits | 106,945,000 | 107,581,000 | 116,934,000 | 116,232,000 |
| Noninterest-bearing deposits | 28,797,000 | 27,005,000 | 27,183,000 | 27,843,000 |
| Equity capital | 5,698,000 | 6,124,000 | 6,524,000 | 6,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,482,000 | 5,387,000 | 7,236,000 |
| Interest expense | 670,000 | 1,423,000 | 2,238,000 | 3,105,000 |
| Net interest income | 995,000 | 2,059,000 | 3,149,000 | 4,131,000 |
| Noninterest income | 85,000 | 129,000 | 202,000 | 261,000 |
| Noninterest expense | 997,000 | 1,846,000 | 2,789,000 | 3,785,000 |
| Provision for loan losses | 50,000 | 125,000 | 195,000 | 381,000 |
| Pretax income | 33,000 | 217,000 | 387,000 | 246,000 |
| Income tax | 3,000 | 21,000 | 49,000 | 92,000 |
| Net income | 30,000 | 196,000 | 338,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,296,000 | 9,463,000 | 9,488,000 | 9,305,000 |
| Total capital | 10,124,000 | 10,366,000 | 10,441,000 | 10,447,000 |
| Risk-weighted assets | 101,253,000 | 101,584,000 | 106,546,000 | 105,948,000 |