Call reports 2024
FIRST STATE BANK OF ROSEMOUNT, THE — 2024
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 119,725,000 | 127,661,000 | 132,180,000 | 131,804,000 |
| Total loans | 82,017,000 | 87,894,000 | 90,446,000 | 94,884,000 |
| Allowance for loan losses | 645,000 | 705,000 | 749,000 | 734,000 |
| Securities available for sale | 29,083,000 | 27,648,000 | 28,482,000 | 27,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,974,000 | 121,693,000 | 125,307,000 | 125,577,000 |
| Interest-bearing deposits | 83,892,000 | 91,690,000 | 95,253,000 | 96,792,000 |
| Noninterest-bearing deposits | 30,082,000 | 30,003,000 | 30,054,000 | 28,785,000 |
| Equity capital | 5,337,000 | 5,410,000 | 6,074,000 | 5,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,719,000 | 4,280,000 | 5,884,000 |
| Interest expense | 432,000 | 934,000 | 1,572,000 | 2,223,000 |
| Net interest income | 859,000 | 1,785,000 | 2,708,000 | 3,661,000 |
| Noninterest income | 57,000 | 108,000 | 158,000 | 201,000 |
| Noninterest expense | 883,000 | 1,612,000 | 2,398,000 | 3,207,000 |
| Provision for loan losses | 45,000 | 105,000 | 165,000 | 205,000 |
| Pretax income | -20,000 | 168,000 | 295,000 | 442,000 |
| Income tax | -3,000 | 36,000 | 47,000 | 60,000 |
| Net income | -17,000 | 132,000 | 248,000 | 382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,117,000 | 9,267,000 | 9,133,000 | 9,266,000 |
| Total capital | 9,812,000 | 10,022,000 | 9,933,000 | 10,050,000 |
| Risk-weighted assets | 81,763,000 | 89,412,000 | 92,978,000 | 96,086,000 |