Call reports 2021
FIRST STATE BANK OF ROSEMOUNT, THE — 2021
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 88,223,000 | 92,926,000 | 98,495,000 | 104,227,000 |
| Total loans | 56,826,000 | 59,198,000 | 58,786,000 | 57,263,000 |
| Allowance for loan losses | 423,000 | 456,000 | 491,000 | 515,000 |
| Securities available for sale | 16,998,000 | 18,358,000 | 23,407,000 | 28,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,161,000 | 84,864,000 | 90,433,000 | 96,142,000 |
| Interest-bearing deposits | 57,114,000 | 59,213,000 | 62,843,000 | 68,970,000 |
| Noninterest-bearing deposits | 25,047,000 | 25,651,000 | 27,590,000 | 27,172,000 |
| Equity capital | 6,008,000 | 7,893,000 | 7,896,000 | 7,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,831,000 | 2,597,000 | 3,365,000 |
| Interest expense | 20,000 | 40,000 | 64,000 | 87,000 |
| Net interest income | 887,000 | 1,791,000 | 2,533,000 | 3,278,000 |
| Noninterest income | 71,000 | 134,000 | 208,000 | 276,000 |
| Noninterest expense | 600,000 | 1,230,000 | 1,904,000 | 2,554,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 328,000 | 635,000 | 803,000 | 946,000 |
| Income tax | 80,000 | 179,000 | 221,000 | 262,000 |
| Net income | 248,000 | 456,000 | 582,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,111,000 | 7,917,000 | 8,043,000 | 8,145,000 |
| Total capital | 6,534,000 | 8,373,000 | 8,534,000 | 8,660,000 |
| Risk-weighted assets | 53,430,000 | 56,808,000 | 57,840,000 | 60,180,000 |