Call reports 2020
FIRST STATE BANK OF ROSEMOUNT, THE — 2020
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 74,294,000 | 81,860,000 | 83,640,000 | 82,993,000 |
| Total loans | 47,384,000 | 55,213,000 | 56,218,000 | 55,334,000 |
| Allowance for loan losses | 347,000 | 513,000 | 547,000 | 388,000 |
| Securities available for sale | 14,064,000 | 12,344,000 | 13,359,000 | 15,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,791,000 | 76,079,000 | 77,581,000 | 76,807,000 |
| Interest-bearing deposits | 50,092,000 | 53,354,000 | 53,616,000 | 53,527,000 |
| Noninterest-bearing deposits | 18,699,000 | 22,725,000 | 23,965,000 | 23,280,000 |
| Equity capital | 5,466,000 | 5,753,000 | 5,978,000 | 6,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,763,000 | 2,512,000 | 3,229,000 |
| Interest expense | 32,000 | 52,000 | 74,000 | 94,000 |
| Net interest income | 672,000 | 1,711,000 | 2,438,000 | 3,135,000 |
| Noninterest income | 69,000 | 126,000 | 184,000 | 279,000 |
| Noninterest expense | 577,000 | 1,175,000 | 1,733,000 | 2,326,000 |
| Provision for loan losses | 18,000 | 240,000 | 270,000 | 290,000 |
| Pretax income | 165,000 | 441,000 | 638,000 | 875,000 |
| Income tax | 46,000 | 106,000 | 144,000 | 199,000 |
| Net income | 119,000 | 335,000 | 494,000 | 676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,141,000 | 5,507,000 | 5,679,000 | 5,861,000 |
| Total capital | 5,488,000 | 6,020,000 | 6,226,000 | 6,249,000 |
| Risk-weighted assets | 48,782,000 | 49,424,000 | 50,046,000 | 51,737,000 |