Call reports 2018
FIRST STATE BANK OF ROSEMOUNT, THE — 2018
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 70,616,000 | 71,177,000 | 69,844,000 | 72,166,000 |
| Total loans | 33,473,000 | 34,147,000 | 34,686,000 | 36,824,000 |
| Allowance for loan losses | 318,000 | 309,000 | 309,000 | 303,000 |
| Securities available for sale | 24,690,000 | 23,422,000 | 23,273,000 | 22,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,301,000 | 66,929,000 | 65,545,000 | 66,628,000 |
| Interest-bearing deposits | 49,248,000 | 50,522,000 | 48,673,000 | 49,779,000 |
| Noninterest-bearing deposits | 17,053,000 | 16,407,000 | 16,872,000 | 16,849,000 |
| Equity capital | 4,281,000 | 4,211,000 | 4,256,000 | 4,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,060,000 | 1,621,000 | 2,219,000 |
| Interest expense | 34,000 | 76,000 | 119,000 | 166,000 |
| Net interest income | 475,000 | 984,000 | 1,502,000 | 2,053,000 |
| Noninterest income | 66,000 | 136,000 | 197,000 | 298,000 |
| Noninterest expense | 531,000 | 1,058,000 | 1,548,000 | 2,133,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 6,000 | 58,000 | 147,000 | 214,000 |
| Income tax | 0 | 9,000 | 29,000 | 35,000 |
| Net income | 6,000 | 49,000 | 118,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,361,000 | 4,414,000 | 4,503,000 | 4,569,000 |
| Total capital | 4,679,000 | 4,723,000 | 4,812,000 | 4,872,000 |
| Risk-weighted assets | 39,409,000 | 40,393,000 | 38,728,000 | 40,585,000 |