Call reports 2017
FIRST STATE BANK OF ROSEMOUNT, THE — 2017
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 71,438,000 | 70,505,000 | 75,033,000 | 69,048,000 |
| Total loans | 29,088,000 | 29,251,000 | 30,565,000 | 32,894,000 |
| Allowance for loan losses | 235,000 | 234,000 | 247,000 | 315,000 |
| Securities available for sale | 29,399,000 | 29,856,000 | 28,595,000 | 26,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,800,000 | 65,786,000 | 70,246,000 | 64,584,000 |
| Interest-bearing deposits | 49,796,000 | 49,584,000 | 54,407,000 | 48,982,000 |
| Noninterest-bearing deposits | 17,004,000 | 16,202,000 | 15,839,000 | 15,602,000 |
| Equity capital | 4,610,000 | 4,689,000 | 4,752,000 | 4,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 975,000 | 1,491,000 | 2,023,000 |
| Interest expense | 27,000 | 55,000 | 88,000 | 122,000 |
| Net interest income | 451,000 | 920,000 | 1,403,000 | 1,901,000 |
| Noninterest income | 43,000 | 96,000 | 177,000 | 246,000 |
| Noninterest expense | 480,000 | 1,041,000 | 1,532,000 | 2,087,000 |
| Provision for loan losses | 16,000 | 16,000 | 31,000 | 218,000 |
| Pretax income | -2,000 | -39,000 | 19,000 | -157,000 |
| Income tax | 5,000 | -8,000 | 2,000 | -10,000 |
| Net income | -7,000 | -31,000 | 17,000 | -147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,510,000 | 4,473,000 | 4,532,000 | 4,356,000 |
| Total capital | 4,745,000 | 4,707,000 | 4,779,000 | 4,671,000 |
| Risk-weighted assets | 35,123,000 | 35,830,000 | 36,550,000 | 38,382,000 |