Call reports 2016
FIRST STATE BANK OF ROSEMOUNT, THE — 2016
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 69,536,000 | 67,282,000 | 73,560,000 | 74,146,000 |
| Total loans | 24,941,000 | 26,017,000 | 25,559,000 | 27,764,000 |
| Allowance for loan losses | 236,000 | 237,000 | 248,000 | 221,000 |
| Securities available for sale | 32,322,000 | 31,500,000 | 33,070,000 | 31,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,649,000 | 62,256,000 | 68,386,000 | 69,643,000 |
| Interest-bearing deposits | 49,248,000 | 48,698,000 | 51,780,000 | 53,174,000 |
| Noninterest-bearing deposits | 15,401,000 | 13,558,000 | 16,606,000 | 16,469,000 |
| Equity capital | 4,856,000 | 4,997,000 | 5,051,000 | 4,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 938,000 | 1,404,000 | 1,867,000 |
| Interest expense | 25,000 | 50,000 | 77,000 | 104,000 |
| Net interest income | 449,000 | 888,000 | 1,327,000 | 1,763,000 |
| Noninterest income | 53,000 | 110,000 | 165,000 | 307,000 |
| Noninterest expense | 468,000 | 933,000 | 1,338,000 | 1,848,000 |
| Provision for loan losses | 29,000 | 29,000 | 39,000 | 176,000 |
| Pretax income | 5,000 | 36,000 | 115,000 | 46,000 |
| Income tax | -3,000 | 8,000 | 23,000 | 5,000 |
| Net income | 8,000 | 28,000 | 92,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,508,000 | 4,504,000 | 4,582,000 | 4,543,000 |
| Total capital | 4,744,000 | 4,741,000 | 4,830,000 | 4,764,000 |
| Risk-weighted assets | 30,974,000 | 31,075,000 | 32,790,000 | 33,281,000 |