Call reports 2015
FIRST STATE BANK OF ROSEMOUNT, THE — 2015
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,217,000 | 61,795,000 | 67,473,000 | 70,860,000 |
| Total loans | 21,248,000 | 21,989,000 | 22,804,000 | 24,904,000 |
| Allowance for loan losses | 304,000 | 252,000 | 260,000 | 263,000 |
| Securities available for sale | 35,091,000 | 34,175,000 | 33,897,000 | 32,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,436,000 | 55,526,000 | 62,635,000 | 66,139,000 |
| Interest-bearing deposits | 45,628,000 | 42,506,000 | 48,979,000 | 49,616,000 |
| Noninterest-bearing deposits | 13,808,000 | 13,020,000 | 13,656,000 | 16,523,000 |
| Equity capital | 4,751,000 | 4,638,000 | 4,800,000 | 4,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 869,000 | 1,321,000 | 1,781,000 |
| Interest expense | 21,000 | 40,000 | 63,000 | 89,000 |
| Net interest income | 408,000 | 829,000 | 1,258,000 | 1,692,000 |
| Noninterest income | 66,000 | 126,000 | 186,000 | 246,000 |
| Noninterest expense | 497,000 | 932,000 | 1,433,000 | 1,910,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -22,000 | 24,000 | 12,000 | 29,000 |
| Income tax | -8,000 | 8,000 | -1,000 | 5,000 |
| Net income | -14,000 | 16,000 | 13,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,416,000 | 4,462,000 | 4,450,000 | 4,467,000 |
| Total capital | 4,720,000 | 4,714,000 | 4,710,000 | 4,730,000 |
| Risk-weighted assets | 29,951,000 | 29,770,000 | 30,421,000 | 31,238,000 |