Call reports 2014
FIRST STATE BANK OF ROSEMOUNT, THE — 2014
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 65,263,000 | 64,115,000 | 63,640,000 | 66,585,000 |
| Total loans | 19,883,000 | 20,425,000 | 20,982,000 | 21,719,000 |
| Allowance for loan losses | 318,000 | 319,000 | 323,000 | 318,000 |
| Securities available for sale | 37,318,000 | 38,047,000 | 37,056,000 | 35,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,928,000 | 59,639,000 | 58,698,000 | 62,042,000 |
| Interest-bearing deposits | 47,299,000 | 46,302,000 | 45,290,000 | 48,283,000 |
| Noninterest-bearing deposits | 13,629,000 | 13,337,000 | 13,408,000 | 13,759,000 |
| Equity capital | 4,298,000 | 4,437,000 | 4,398,000 | 4,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 898,000 | 1,354,000 | 1,800,000 |
| Interest expense | 25,000 | 50,000 | 73,000 | 94,000 |
| Net interest income | 421,000 | 848,000 | 1,281,000 | 1,706,000 |
| Noninterest income | 58,000 | 125,000 | 208,000 | 259,000 |
| Noninterest expense | 530,000 | 1,051,000 | 1,540,000 | 2,008,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -43,000 | -70,000 | -43,000 | -20,000 |
| Income tax | -9,000 | -16,000 | -11,000 | -5,000 |
| Net income | -34,000 | -54,000 | -32,000 | -15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,530,000 | 4,626,000 | 4,607,000 | 4,469,000 |
| Total capital | 4,848,000 | 4,945,000 | 4,930,000 | 4,787,000 |
| Risk-weighted assets | 28,901,000 | 28,644,000 | 29,106,000 | 29,921,000 |