Call reports 2013
FIRST STATE BANK OF ROSEMOUNT, THE — 2013
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 63,286,000 | 61,211,000 | 63,755,000 | 66,671,000 |
| Total loans | 20,278,000 | 19,651,000 | 19,813,000 | 20,045,000 |
| Allowance for loan losses | 350,000 | 251,000 | 299,000 | 316,000 |
| Securities available for sale | 41,075,000 | 37,409,000 | 37,421,000 | 35,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,186,000 | 56,744,000 | 59,338,000 | 62,460,000 |
| Interest-bearing deposits | 45,359,000 | 44,195,000 | 46,441,000 | 48,623,000 |
| Noninterest-bearing deposits | 12,827,000 | 12,549,000 | 12,897,000 | 13,837,000 |
| Equity capital | 5,048,000 | 4,410,000 | 4,362,000 | 4,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 967,000 | 1,424,000 | 1,880,000 |
| Interest expense | 40,000 | 76,000 | 106,000 | 135,000 |
| Net interest income | 459,000 | 891,000 | 1,318,000 | 1,745,000 |
| Noninterest income | 54,000 | 118,000 | 182,000 | 242,000 |
| Noninterest expense | 555,000 | 1,052,000 | 1,574,000 | 2,100,000 |
| Provision for loan losses | 3,000 | 6,000 | 51,000 | 64,000 |
| Pretax income | -45,000 | -49,000 | -125,000 | -177,000 |
| Income tax | -11,000 | -15,000 | -32,000 | -46,000 |
| Net income | -34,000 | -34,000 | -93,000 | -131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,892,000 | 4,891,000 | 4,833,000 | 4,447,000 |
| Total capital | 5,242,000 | 5,142,000 | 5,132,000 | 4,763,000 |
| Risk-weighted assets | 28,619,000 | 28,335,000 | 28,780,000 | 29,225,000 |