Call reports 2012
FIRST STATE BANK OF ROSEMOUNT, THE — 2012
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 62,553,000 | 60,994,000 | 64,452,000 | 65,570,000 |
| Total loans | 23,583,000 | 22,907,000 | 21,954,000 | 21,019,000 |
| Allowance for loan losses | 397,000 | 440,000 | 362,000 | 408,000 |
| Securities available for sale | 29,791,000 | 32,431,000 | 36,591,000 | 38,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,571,000 | 54,963,000 | 58,486,000 | 60,169,000 |
| Interest-bearing deposits | 43,442,000 | 42,149,000 | 44,933,000 | 46,254,000 |
| Noninterest-bearing deposits | 13,129,000 | 12,814,000 | 13,553,000 | 13,915,000 |
| Equity capital | 5,663,000 | 5,686,000 | 5,662,000 | 5,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,061,000 | 1,598,000 | 2,064,000 |
| Interest expense | 69,000 | 127,000 | 181,000 | 229,000 |
| Net interest income | 473,000 | 934,000 | 1,417,000 | 1,835,000 |
| Noninterest income | 86,000 | 142,000 | 199,000 | 259,000 |
| Noninterest expense | 534,000 | 1,037,000 | 1,570,000 | 2,176,000 |
| Provision for loan losses | 49,000 | 94,000 | 139,000 | 759,000 |
| Pretax income | -24,000 | -55,000 | -93,000 | -841,000 |
| Income tax | -10,000 | -12,000 | -42,000 | -342,000 |
| Net income | -14,000 | -43,000 | -51,000 | -499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,412,000 | 5,382,000 | 5,374,000 | 4,926,000 |
| Total capital | 5,799,000 | 5,759,000 | 5,736,000 | 5,300,000 |
| Risk-weighted assets | 30,921,000 | 30,124,000 | 30,166,000 | 29,917,000 |