Call reports 2011
FIRST STATE BANK OF ROSEMOUNT, THE — 2011
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 58,877,000 | 59,650,000 | 62,164,000 | 64,044,000 |
| Total loans | 25,889,000 | 25,147,000 | 24,376,000 | 23,948,000 |
| Allowance for loan losses | 351,000 | 387,000 | 382,000 | 380,000 |
| Securities available for sale | 27,398,000 | 28,007,000 | 26,948,000 | 30,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,192,000 | 53,461,000 | 55,970,000 | 57,980,000 |
| Interest-bearing deposits | 41,957,000 | 41,457,000 | 43,693,000 | 45,824,000 |
| Noninterest-bearing deposits | 11,235,000 | 12,004,000 | 12,277,000 | 12,156,000 |
| Equity capital | 5,577,000 | 5,778,000 | 5,785,000 | 5,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,197,000 | 1,771,000 | 2,321,000 |
| Interest expense | 96,000 | 184,000 | 270,000 | 347,000 |
| Net interest income | 501,000 | 1,013,000 | 1,501,000 | 1,974,000 |
| Noninterest income | 58,000 | 121,000 | 181,000 | 242,000 |
| Noninterest expense | 506,000 | 1,033,000 | 1,534,000 | 2,031,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 8,000 | 11,000 | 13,000 | 5,000 |
| Income tax | 2,000 | 1,000 | 0 | 2,000 |
| Net income | 6,000 | 10,000 | 13,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,429,000 | 5,433,000 | 5,436,000 | 5,425,000 |
| Total capital | 5,780,000 | 5,820,000 | 5,818,000 | 5,805,000 |
| Risk-weighted assets | 32,371,000 | 32,046,000 | 31,705,000 | 31,546,000 |