Call reports 2009
FIRST STATE BANK OF ROSEMOUNT, THE — 2009
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 58,278,000 | 56,591,000 | 61,830,000 | 63,486,000 |
| Total loans | 29,618,000 | 29,009,000 | 28,896,000 | 28,177,000 |
| Allowance for loan losses | 237,000 | 292,000 | 302,000 | 431,000 |
| Securities available for sale | 23,369,000 | 21,087,000 | 21,433,000 | 22,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,659,000 | 50,007,000 | 55,054,000 | 56,970,000 |
| Interest-bearing deposits | 40,582,000 | 39,573,000 | 44,511,000 | 45,712,000 |
| Noninterest-bearing deposits | 11,077,000 | 10,434,000 | 10,543,000 | 11,259,000 |
| Equity capital | 6,116,000 | 6,119,000 | 6,208,000 | 6,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,427,000 | 2,111,000 | 2,790,000 |
| Interest expense | 167,000 | 332,000 | 492,000 | 650,000 |
| Net interest income | 562,000 | 1,095,000 | 1,619,000 | 2,140,000 |
| Noninterest income | 46,000 | 96,000 | 171,000 | 230,000 |
| Noninterest expense | 536,000 | 1,050,000 | 1,532,000 | 2,056,000 |
| Provision for loan losses | 31,000 | 85,000 | 149,000 | 284,000 |
| Pretax income | 41,000 | 56,000 | 109,000 | 30,000 |
| Income tax | 15,000 | 28,000 | 39,000 | 7,000 |
| Net income | 26,000 | 28,000 | 70,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,848,000 | 5,850,000 | 5,892,000 | 5,846,000 |
| Total capital | 6,085,000 | 6,142,000 | 6,194,000 | 6,277,000 |
| Risk-weighted assets | 35,152,000 | 34,429,000 | 35,198,000 | 35,328,000 |