Call reports 2007
FIRST STATE BANK OF ROSEMOUNT, THE — 2007
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 55,836,000 | 57,991,000 | 58,724,000 | 55,021,000 |
| Total loans | 28,064,000 | 29,175,000 | 28,555,000 | 29,202,000 |
| Allowance for loan losses | 227,000 | 226,000 | 231,000 | 132,000 |
| Securities available for sale | 25,492,000 | 24,567,000 | 24,249,000 | 23,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,961,000 | 52,253,000 | 52,742,000 | 48,895,000 |
| Interest-bearing deposits | 36,455,000 | 40,427,000 | 40,739,000 | 37,687,000 |
| Noninterest-bearing deposits | 11,506,000 | 11,826,000 | 12,003,000 | 11,208,000 |
| Equity capital | 5,509,000 | 5,444,000 | 5,631,000 | 5,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,626,000 | 2,439,000 | 3,205,000 |
| Interest expense | 257,000 | 526,000 | 798,000 | 1,037,000 |
| Net interest income | 566,000 | 1,100,000 | 1,641,000 | 2,168,000 |
| Noninterest income | 49,000 | 103,000 | 153,000 | 209,000 |
| Noninterest expense | 492,000 | 999,000 | 1,460,000 | 1,990,000 |
| Provision for loan losses | 3,000 | 3,000 | 8,000 | 41,000 |
| Pretax income | 120,000 | 201,000 | 326,000 | 346,000 |
| Income tax | 44,000 | 74,000 | 120,000 | 134,000 |
| Net income | 76,000 | 127,000 | 206,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,602,000 | 5,653,000 | 5,732,000 | 5,739,000 |
| Total capital | 5,829,000 | 5,879,000 | 5,963,000 | 5,871,000 |
| Risk-weighted assets | 33,855,000 | 35,028,000 | 34,742,000 | 34,410,000 |