Call reports 2006
FIRST STATE BANK OF ROSEMOUNT, THE — 2006
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 58,250,000 | 56,830,000 | 58,814,000 | 57,813,000 |
| Total loans | 26,190,000 | 27,481,000 | 27,915,000 | 28,060,000 |
| Allowance for loan losses | 207,000 | 206,000 | 225,000 | 224,000 |
| Securities available for sale | 28,214,000 | 26,551,000 | 27,063,000 | 26,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,642,000 | 50,641,000 | 52,873,000 | 51,819,000 |
| Interest-bearing deposits | 40,295,000 | 39,690,000 | 41,414,000 | 39,917,000 |
| Noninterest-bearing deposits | 11,347,000 | 10,951,000 | 11,459,000 | 11,901,000 |
| Equity capital | 5,313,000 | 5,166,000 | 5,559,000 | 5,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,599,000 | 2,410,000 | 3,242,000 |
| Interest expense | 201,000 | 430,000 | 681,000 | 943,000 |
| Net interest income | 602,000 | 1,169,000 | 1,729,000 | 2,299,000 |
| Noninterest income | 50,000 | 109,000 | 188,000 | 209,000 |
| Noninterest expense | 507,000 | 1,037,000 | 1,520,000 | 2,049,000 |
| Provision for loan losses | 3,000 | 3,000 | 23,000 | 25,000 |
| Pretax income | 142,000 | 227,000 | 364,000 | 423,000 |
| Income tax | 55,000 | 85,000 | 126,000 | 153,000 |
| Net income | 87,000 | 142,000 | 238,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,543,000 | 5,599,000 | 5,695,000 | 5,726,000 |
| Total capital | 5,750,000 | 5,805,000 | 5,920,000 | 5,950,000 |
| Risk-weighted assets | 32,764,000 | 33,878,000 | 34,293,000 | 34,271,000 |