Call reports 2005
FIRST STATE BANK OF ROSEMOUNT, THE — 2005
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 58,286,000 | 59,749,000 | 60,588,000 | 60,886,000 |
| Total loans | 24,807,000 | 25,080,000 | 26,852,000 | 26,602,000 |
| Allowance for loan losses | 216,000 | 183,000 | 189,000 | 205,000 |
| Securities available for sale | 28,749,000 | 29,630,000 | 29,197,000 | 27,341,000 |
| Securities held to maturity | 2,181,000 | 1,886,000 | 1,591,000 | 1,591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,356,000 | 52,185,000 | 54,137,000 | 54,810,000 |
| Interest-bearing deposits | 40,711,000 | 40,734,000 | 41,456,000 | 41,942,000 |
| Noninterest-bearing deposits | 11,646,000 | 11,451,000 | 12,681,000 | 12,868,000 |
| Equity capital | 5,475,000 | 5,857,000 | 5,744,000 | 5,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,575,000 | 2,380,000 | 3,183,000 |
| Interest expense | 151,000 | 313,000 | 492,000 | 685,000 |
| Net interest income | 636,000 | 1,262,000 | 1,888,000 | 2,498,000 |
| Noninterest income | 47,000 | 96,000 | 172,000 | 205,000 |
| Noninterest expense | 531,000 | 1,074,000 | 1,607,000 | 2,141,000 |
| Provision for loan losses | 38,000 | 40,000 | 53,000 | 77,000 |
| Pretax income | 114,000 | 244,000 | 400,000 | 509,000 |
| Income tax | 42,000 | 90,000 | 141,000 | 189,000 |
| Net income | 72,000 | 154,000 | 259,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,508,000 | 5,590,000 | 5,695,000 | 5,757,000 |
| Total capital | 5,724,000 | 5,773,000 | 5,884,000 | 5,962,000 |
| Risk-weighted assets | 31,055,000 | 31,406,000 | 33,403,000 | 33,861,000 |