Call reports 2004
FIRST STATE BANK OF ROSEMOUNT, THE — 2004
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 57,696,000 | 56,617,000 | 62,420,000 | 60,902,000 |
| Total loans | 25,211,000 | 24,741,000 | 24,943,000 | 24,680,000 |
| Allowance for loan losses | 188,000 | 201,000 | 202,000 | 180,000 |
| Securities available for sale | 26,190,000 | 26,140,000 | 27,246,000 | 27,505,000 |
| Securities held to maturity | 2,891,000 | 2,786,000 | 2,786,000 | 2,776,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,456,000 | 49,808,000 | 55,547,000 | 54,234,000 |
| Interest-bearing deposits | 38,157,000 | 38,664,000 | 43,194,000 | 41,588,000 |
| Noninterest-bearing deposits | 11,299,000 | 11,144,000 | 12,353,000 | 12,646,000 |
| Equity capital | 6,325,000 | 5,727,000 | 6,038,000 | 5,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,534,000 | 2,293,000 | 3,063,000 |
| Interest expense | 145,000 | 285,000 | 431,000 | 582,000 |
| Net interest income | 631,000 | 1,249,000 | 1,862,000 | 2,481,000 |
| Noninterest income | 50,000 | 102,000 | 152,000 | 201,000 |
| Noninterest expense | 538,000 | 1,026,000 | 1,588,000 | 2,143,000 |
| Provision for loan losses | 0 | 17,000 | 17,000 | 17,000 |
| Pretax income | 158,000 | 323,000 | 424,000 | 537,000 |
| Income tax | 59,000 | 110,000 | 159,000 | 201,000 |
| Net income | 99,000 | 213,000 | 265,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,450,000 | 5,564,000 | 5,616,000 | 5,687,000 |
| Total capital | 5,638,000 | 5,765,000 | 5,818,000 | 5,867,000 |
| Risk-weighted assets | 30,625,000 | 31,043,000 | 32,459,000 | 31,622,000 |