Call reports 2003
FIRST STATE BANK OF ROSEMOUNT, THE — 2003
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 55,729,000 | 61,432,000 | 59,187,000 | 60,161,000 |
| Total loans | 24,249,000 | 23,803,000 | 24,357,000 | 24,794,000 |
| Allowance for loan losses | 204,000 | 193,000 | 188,000 | 188,000 |
| Securities available for sale | 23,559,000 | 24,240,000 | 24,117,000 | 26,871,000 |
| Securities held to maturity | 3,726,000 | 3,531,000 | 3,481,000 | 3,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,493,000 | 53,665,000 | 52,119,000 | 53,021,000 |
| Interest-bearing deposits | 37,926,000 | 42,356,000 | 41,001,000 | 41,115,000 |
| Noninterest-bearing deposits | 10,567,000 | 11,309,000 | 11,118,000 | 11,906,000 |
| Equity capital | 6,101,000 | 6,461,000 | 6,153,000 | 6,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,582,000 | 2,366,000 | 3,148,000 |
| Interest expense | 170,000 | 336,000 | 493,000 | 645,000 |
| Net interest income | 624,000 | 1,246,000 | 1,873,000 | 2,503,000 |
| Noninterest income | 50,000 | 103,000 | 155,000 | 208,000 |
| Noninterest expense | 532,000 | 1,023,000 | 1,553,000 | 2,087,000 |
| Provision for loan losses | 8,000 | 13,000 | 15,000 | 15,000 |
| Pretax income | 134,000 | 313,000 | 460,000 | 609,000 |
| Income tax | 48,000 | 116,000 | 170,000 | 234,000 |
| Net income | 86,000 | 197,000 | 290,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,411,000 | 5,523,000 | 5,615,000 | 5,701,000 |
| Total capital | 5,615,000 | 5,716,000 | 5,803,000 | 5,889,000 |
| Risk-weighted assets | 27,148,000 | 28,122,000 | 29,783,000 | 29,995,000 |