Call reports 2002
FIRST STATE BANK OF ROSEMOUNT, THE — 2002
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,776,000 | 54,351,000 | 56,747,000 | 60,537,000 |
| Total loans | 24,487,000 | 25,268,000 | 25,113,000 | 24,364,000 |
| Allowance for loan losses | 193,000 | 193,000 | 192,000 | 175,000 |
| Securities available for sale | 18,282,000 | 18,889,000 | 21,027,000 | 22,293,000 |
| Securities held to maturity | 4,502,000 | 4,292,000 | 4,292,000 | 4,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,780,000 | 47,684,000 | 49,201,000 | 53,043,000 |
| Interest-bearing deposits | 32,435,000 | 36,483,000 | 37,899,000 | 41,491,000 |
| Noninterest-bearing deposits | 11,345,000 | 11,201,000 | 11,302,000 | 11,552,000 |
| Equity capital | 5,511,000 | 5,835,000 | 6,341,000 | 6,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 796,000 | 1,595,000 | 2,423,000 | 3,234,000 |
| Interest expense | 199,000 | 398,000 | 610,000 | 801,000 |
| Net interest income | 597,000 | 1,197,000 | 1,813,000 | 2,433,000 |
| Noninterest income | 47,000 | 97,000 | 143,000 | 195,000 |
| Noninterest expense | 508,000 | 949,000 | 1,444,000 | 1,990,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 8,000 |
| Pretax income | 133,000 | 342,000 | 509,000 | 630,000 |
| Income tax | 50,000 | 131,000 | 192,000 | 234,000 |
| Net income | 83,000 | 211,000 | 317,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,402,000 | 5,530,000 | 5,637,000 | 5,715,000 |
| Total capital | 5,595,000 | 5,723,000 | 5,829,000 | 5,890,000 |
| Risk-weighted assets | 25,795,000 | 27,321,000 | 27,206,000 | 27,740,000 |