Call reports 2001
FIRST STATE BANK OF ROSEMOUNT, THE — 2001
What FIRST STATE BANK OF ROSEMOUNT, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,917,000 | 44,999,000 | 48,483,000 | 52,951,000 |
| Total loans | 21,531,000 | 23,108,000 | 23,487,000 | 23,908,000 |
| Allowance for loan losses | 183,000 | 188,000 | 187,000 | 189,000 |
| Securities available for sale | 11,318,000 | 13,609,000 | 14,032,000 | 18,186,000 |
| Securities held to maturity | 5,783,000 | 5,382,000 | 5,382,000 | 5,382,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,847,000 | 38,073,000 | 41,906,000 | 46,405,000 |
| Interest-bearing deposits | 27,178,000 | 27,928,000 | 31,696,000 | 35,232,000 |
| Noninterest-bearing deposits | 9,669,000 | 10,145,000 | 10,210,000 | 11,173,000 |
| Equity capital | 5,582,000 | 5,671,000 | 5,844,000 | 5,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,488,000 | 2,273,000 | 3,072,000 |
| Interest expense | 214,000 | 444,000 | 687,000 | 917,000 |
| Net interest income | 547,000 | 1,044,000 | 1,586,000 | 2,155,000 |
| Noninterest income | 50,000 | 113,000 | 164,000 | 219,000 |
| Noninterest expense | 489,000 | 939,000 | 1,418,000 | 1,889,000 |
| Provision for loan losses | 0 | 12,000 | 18,000 | 18,000 |
| Pretax income | 107,000 | 204,000 | 312,000 | 465,000 |
| Income tax | 34,000 | 73,000 | 113,000 | 159,000 |
| Net income | 73,000 | 131,000 | 199,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,386,000 | 5,444,000 | 5,512,000 | 5,619,000 |
| Total capital | 5,569,000 | 5,632,000 | 5,699,000 | 5,808,000 |
| Risk-weighted assets | 24,033,000 | 26,195,000 | 26,985,000 | 28,630,000 |