Call reports 2012
PEOPLES STATE BANK — 2012
What PEOPLES STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 113,531,000 | 117,555,000 | 126,195,000 | 131,771,000 |
| Total loans | 96,814,000 | 100,391,000 | 102,084,000 | 103,774,000 |
| Allowance for loan losses | 1,260,000 | 1,333,000 | 1,595,000 | 1,442,000 |
| Securities available for sale | 6,475,000 | 6,124,000 | 5,816,000 | 5,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,270,000 | 92,578,000 | 100,499,000 | 110,807,000 |
| Interest-bearing deposits | 69,405,000 | 71,124,000 | 76,516,000 | 79,882,000 |
| Noninterest-bearing deposits | 18,865,000 | 21,454,000 | 23,983,000 | 30,925,000 |
| Equity capital | 10,377,000 | 10,027,000 | 10,620,000 | 11,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,794,000 | 3,611,000 | 5,513,000 | 7,416,000 |
| Interest expense | 247,000 | 491,000 | 737,000 | 991,000 |
| Net interest income | 1,547,000 | 3,120,000 | 4,776,000 | 6,425,000 |
| Noninterest income | 186,000 | 335,000 | 502,000 | 659,000 |
| Noninterest expense | 859,000 | 1,725,000 | 2,601,000 | 3,527,000 |
| Provision for loan losses | 3,000 | 76,000 | 339,000 | 402,000 |
| Pretax income | 871,000 | 1,654,000 | 2,338,000 | 3,155,000 |
| Income tax | -31,000 | 9,000 | 39,000 | 84,000 |
| Net income | 902,000 | 1,645,000 | 2,299,000 | 3,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,121,000 | 9,775,000 | 10,329,000 | 10,801,000 |
| Total capital | 11,328,000 | 11,023,000 | 11,616,000 | 12,110,000 |
| Risk-weighted assets | 96,541,000 | 99,779,000 | 102,680,000 | 104,618,000 |