Call reports 2011
PEOPLES STATE BANK — 2011
What PEOPLES STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 99,472,000 | 98,674,000 | 108,596,000 | 115,815,000 |
| Total loans | 76,366,000 | 82,357,000 | 90,300,000 | 95,699,000 |
| Allowance for loan losses | 1,290,000 | 1,218,000 | 1,254,000 | 1,258,000 |
| Securities available for sale | 7,723,000 | 7,481,000 | 7,181,000 | 6,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,578,000 | 77,215,000 | 83,542,000 | 91,277,000 |
| Interest-bearing deposits | 66,326,000 | 62,940,000 | 65,211,000 | 67,175,000 |
| Noninterest-bearing deposits | 14,252,000 | 14,275,000 | 18,331,000 | 24,102,000 |
| Equity capital | 8,832,000 | 8,623,000 | 9,013,000 | 9,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,176,000 | 4,868,000 | 6,641,000 |
| Interest expense | 328,000 | 614,000 | 887,000 | 1,149,000 |
| Net interest income | 1,252,000 | 2,562,000 | 3,981,000 | 5,492,000 |
| Noninterest income | 155,000 | 293,000 | 461,000 | 618,000 |
| Noninterest expense | 835,000 | 1,697,000 | 2,529,000 | 3,333,000 |
| Provision for loan losses | 53,000 | 56,000 | 59,000 | 82,000 |
| Pretax income | 519,000 | 1,102,000 | 1,854,000 | 2,695,000 |
| Income tax | 41,000 | 66,000 | 100,000 | 134,000 |
| Net income | 478,000 | 1,036,000 | 1,754,000 | 2,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,716,000 | 8,380,000 | 8,749,000 | 9,419,000 |
| Total capital | 9,692,000 | 9,431,000 | 9,898,000 | 10,631,000 |
| Risk-weighted assets | 77,767,000 | 83,877,000 | 91,850,000 | 96,945,000 |