Call reports 2006
PEOPLES STATE BANK — 2006
What PEOPLES STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 61,431,000 | 61,778,000 | 63,483,000 | 63,929,000 |
| Total loans | 45,202,000 | 47,528,000 | 47,447,000 | 47,765,000 |
| Allowance for loan losses | 513,000 | 531,000 | 567,000 | 543,000 |
| Securities available for sale | 3,559,000 | 3,426,000 | 3,580,000 | 4,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,430,000 | 51,825,000 | 53,058,000 | 53,609,000 |
| Interest-bearing deposits | 45,381,000 | 45,462,000 | 46,602,000 | 46,379,000 |
| Noninterest-bearing deposits | 7,049,000 | 6,363,000 | 6,456,000 | 7,230,000 |
| Equity capital | 4,233,000 | 4,895,000 | 5,074,000 | 5,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,099,000 | 2,271,000 | 3,533,000 | 4,802,000 |
| Interest expense | 419,000 | 898,000 | 1,410,000 | 1,958,000 |
| Net interest income | 680,000 | 1,373,000 | 2,123,000 | 2,844,000 |
| Noninterest income | 141,000 | 275,000 | 418,000 | 553,000 |
| Noninterest expense | 557,000 | 1,116,000 | 1,759,000 | 2,346,000 |
| Provision for loan losses | 33,000 | 66,000 | 99,000 | 132,000 |
| Pretax income | 231,000 | 466,000 | 683,000 | 919,000 |
| Income tax | 78,000 | 155,000 | 215,000 | 294,000 |
| Net income | 153,000 | 311,000 | 468,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,262,000 | 4,929,000 | 5,087,000 | 5,214,000 |
| Total capital | 4,775,000 | 5,460,000 | 5,654,000 | 5,757,000 |
| Risk-weighted assets | 45,296,000 | 48,686,000 | 48,640,000 | 49,220,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.