Call reports 2001
PEOPLES STATE BANK — 2001
What PEOPLES STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 21,213,000 | 22,778,000 | 25,302,000 | 25,832,000 |
| Total loans | 11,159,000 | 16,725,000 | 17,351,000 | 18,758,000 |
| Allowance for loan losses | 248,000 | 274,000 | 274,000 | 281,000 |
| Securities available for sale | 5,530,000 | 4,213,000 | 4,159,000 | 4,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,503,000 | 19,902,000 | 22,923,000 | 23,453,000 |
| Interest-bearing deposits | 16,648,000 | 17,587,000 | 19,614,000 | 19,824,000 |
| Noninterest-bearing deposits | 2,855,000 | 2,315,000 | 3,309,000 | 3,629,000 |
| Equity capital | 1,421,000 | 1,683,000 | 1,850,000 | 1,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 806,000 | 1,298,000 | 1,783,000 |
| Interest expense | 198,000 | 421,000 | 661,000 | 875,000 |
| Net interest income | 161,000 | 385,000 | 637,000 | 908,000 |
| Noninterest income | 57,000 | 112,000 | 183,000 | 279,000 |
| Noninterest expense | 219,000 | 497,000 | 772,000 | 1,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 0 | 5,000 | 75,000 | 121,000 |
| Income tax | 0 | 0 | 4,000 | 14,000 |
| Net income | 0 | 5,000 | 71,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,369,000 | 1,625,000 | 1,765,000 | 1,802,000 |
| Total capital | 1,529,000 | 1,842,000 | 1,996,000 | 2,043,000 |
| Risk-weighted assets | 12,732,000 | 17,327,000 | 18,415,000 | 19,248,000 |