Call reports 2020
PREMIER BANK, INC. — 2020
What PREMIER BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,196,621,000 | 1,327,627,000 | 1,311,208,000 | 1,349,113,000 |
| Total loans | 875,292,000 | 937,017,000 | 943,220,000 | 903,698,000 |
| Allowance for loan losses | 11,511,000 | 11,857,000 | 10,198,000 | 10,866,000 |
| Securities available for sale | 193,554,000 | 202,011,000 | 220,189,000 | 220,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 996,190,000 | 1,121,021,000 | 1,108,550,000 | 1,144,013,000 |
| Interest-bearing deposits | 732,785,000 | 765,870,000 | 776,906,000 | 777,588,000 |
| Noninterest-bearing deposits | 263,405,000 | 355,151,000 | 331,644,000 | 366,425,000 |
| Equity capital | 178,037,000 | 180,094,000 | 180,348,000 | 179,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,403,000 | 26,809,000 | 40,253,000 | 53,957,000 |
| Interest expense | 1,399,000 | 2,532,000 | 3,525,000 | 4,260,000 |
| Net interest income | 12,004,000 | 24,277,000 | 36,728,000 | 49,697,000 |
| Noninterest income | 1,336,000 | 2,214,000 | 3,524,000 | 4,858,000 |
| Noninterest expense | 6,967,000 | 13,648,000 | 20,858,000 | 27,797,000 |
| Provision for loan losses | 940,000 | 1,330,000 | 2,020,000 | 3,010,000 |
| Pretax income | 5,433,000 | 11,513,000 | 17,374,000 | 23,749,000 |
| Income tax | 1,200,000 | 2,539,000 | 3,919,000 | 5,353,000 |
| Net income | 4,233,000 | 8,974,000 | 13,455,000 | 18,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,131,000 | 136,539,000 | 137,686,000 | 136,787,000 |