Call reports 2019
PREMIER BANK, INC. — 2019
What PREMIER BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,261,963,000 | 1,228,037,000 | 1,227,856,000 | 1,221,060,000 |
| Total loans | 875,252,000 | 875,368,000 | 865,038,000 | 877,281,000 |
| Allowance for loan losses | 10,660,000 | 11,040,000 | 11,216,000 | 11,184,000 |
| Securities available for sale | 223,306,000 | 213,689,000 | 198,346,000 | 192,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,062,058,000 | 1,027,527,000 | 1,024,613,000 | 1,020,691,000 |
| Interest-bearing deposits | 749,490,000 | 739,398,000 | 742,566,000 | 745,301,000 |
| Noninterest-bearing deposits | 312,568,000 | 288,129,000 | 282,047,000 | 275,390,000 |
| Equity capital | 171,980,000 | 175,031,000 | 176,509,000 | 174,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,418,000 | 28,685,000 | 43,243,000 | 57,046,000 |
| Interest expense | 1,467,000 | 3,045,000 | 4,702,000 | 6,238,000 |
| Net interest income | 12,951,000 | 25,640,000 | 38,541,000 | 50,808,000 |
| Noninterest income | 1,418,000 | 2,625,000 | 4,100,000 | 5,237,000 |
| Noninterest expense | 7,023,000 | 14,136,000 | 21,174,000 | 27,978,000 |
| Provision for loan losses | 465,000 | 855,000 | 1,320,000 | 1,435,000 |
| Pretax income | 6,881,000 | 13,274,000 | 20,147,000 | 26,632,000 |
| Income tax | 1,507,000 | 3,025,000 | 4,597,000 | 6,127,000 |
| Net income | 5,374,000 | 10,249,000 | 15,550,000 | 20,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,231,000 | 133,681,000 | 135,059,000 | 133,609,000 |
| Total capital | 142,891,000 | 144,721,000 | 146,275,000 | 144,793,000 |
| Risk-weighted assets | 928,976,000 | 928,038,000 | 905,699,000 | 916,651,000 |