Call reports 2018
PREMIER BANK, INC. — 2018
What PREMIER BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,091,851,000 | 1,078,209,000 | 1,101,354,000 | 1,239,307,000 |
| Total loans | 755,284,000 | 749,438,000 | 760,895,000 | 871,265,000 |
| Allowance for loan losses | 10,116,000 | 10,163,000 | 10,672,000 | 10,874,000 |
| Securities available for sale | 168,692,000 | 175,336,000 | 191,596,000 | 230,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 938,359,000 | 928,865,000 | 947,821,000 | 1,050,146,000 |
| Interest-bearing deposits | 679,839,000 | 660,793,000 | 669,755,000 | 747,312,000 |
| Noninterest-bearing deposits | 258,520,000 | 268,072,000 | 278,066,000 | 302,834,000 |
| Equity capital | 137,871,000 | 137,827,000 | 138,394,000 | 167,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,756,000 | 23,294,000 | 34,921,000 | 48,599,000 |
| Interest expense | 734,000 | 1,578,000 | 2,517,000 | 3,959,000 |
| Net interest income | 11,022,000 | 21,716,000 | 32,404,000 | 44,640,000 |
| Noninterest income | 2,399,000 | 3,622,000 | 5,136,000 | 6,362,000 |
| Noninterest expense | 6,677,000 | 13,507,000 | 20,072,000 | 27,058,000 |
| Provision for loan losses | 965,000 | 1,315,000 | 1,515,000 | 1,790,000 |
| Pretax income | 5,779,000 | 10,516,000 | 15,953,000 | 22,154,000 |
| Income tax | 1,293,000 | 2,438,000 | 3,713,000 | 5,128,000 |
| Net income | 4,486,000 | 8,078,000 | 12,240,000 | 17,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,272,000 | 115,871,000 | 117,290,000 | 130,428,000 |
| Total capital | 124,929,000 | 125,558,000 | 127,189,000 | 141,302,000 |
| Risk-weighted assets | 772,124,000 | 774,495,000 | 791,160,000 | 916,498,000 |