Call reports 2017
PREMIER BANK, INC. — 2017
What PREMIER BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,090,348,000 | 1,070,325,000 | 1,061,492,000 | 1,064,264,000 |
| Total loans | 764,966,000 | 763,345,000 | 784,462,000 | 777,832,000 |
| Allowance for loan losses | 8,314,000 | 8,936,000 | 9,505,000 | 9,506,000 |
| Securities available for sale | 192,560,000 | 181,300,000 | 169,783,000 | 158,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 942,906,000 | 925,014,000 | 911,728,000 | 914,581,000 |
| Interest-bearing deposits | 706,997,000 | 687,845,000 | 670,305,000 | 667,515,000 |
| Noninterest-bearing deposits | 235,909,000 | 237,169,000 | 241,423,000 | 247,066,000 |
| Equity capital | 136,426,000 | 137,493,000 | 138,352,000 | 137,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,199,000 | 23,599,000 | 34,725,000 | 46,022,000 |
| Interest expense | 692,000 | 1,370,000 | 2,034,000 | 2,779,000 |
| Net interest income | 10,507,000 | 22,229,000 | 32,691,000 | 43,243,000 |
| Noninterest income | 1,242,000 | 2,266,000 | 3,558,000 | 4,829,000 |
| Noninterest expense | 6,772,000 | 13,647,000 | 20,396,000 | 26,949,000 |
| Provision for loan losses | 216,000 | 1,032,000 | 1,773,000 | 2,239,000 |
| Pretax income | 4,761,000 | 9,816,000 | 14,080,000 | 18,884,000 |
| Income tax | 1,676,000 | 3,543,000 | 5,073,000 | 6,747,000 |
| Net income | 3,085,000 | 6,273,000 | 9,007,000 | 12,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,310,000 | 113,901,000 | 114,888,000 | 113,938,000 |
| Total capital | 121,624,000 | 122,837,000 | 124,393,000 | 123,444,000 |
| Risk-weighted assets | 788,957,000 | 785,943,000 | 807,640,000 | 803,752,000 |